What is SR22 Insurance?

What is SR22 insurance?

SR22 insurance is a high-risk auto-insurance policy that is sometimes required after a DUI or similar offense. It is usually required for three years following a DUI or other alcohol-related conviction. In can be extremely expensive as it is not something people choose to get but are forced to. Therefore, the options can seem very grim when choosing a provider.

An agreement is basically made between the SR22 insurance provider and the DMV that creates a sort of “big brother” system over your license. If for any reason you fail to maintain coverage, the SR22 insurance provider will notify the DMV immediately. After the SR22 insurance provider makes the notification, the DMV will promptly suspend your license.

How a DUI Defense Attorney Can Help You

An SR22 auto insurance provider can notify the DMV of a lapse in coverage for a number of reasons. If you are so much as one day late with a premium payment, they are entitled to make the notification, regardless of the circumstances around why your payment was late. If you switch providers and your SR22 insurance coverage lapses for even one day, you could end up with a suspended license. Life is not that black and white which is why it is so important that you hire a  Los Angeles or Orange County DUI Lawyer.

At the Reynoso Law Firm we know what you are going through and we can help. We make sure our clients understand all charges against them and we fight to get the charges lowered or dismissed entirely. Life happens, and making one late payment or one mistake should not have such a huge negative impact on your life.  Contact a Los Angeles or Orange County DUI Lawyer if you or someone close to you is currently being forced to use an SR22 insurance policy.