Insurance Premiums & DUI
SR-22 – Proof of car insurance
If your license gets suspended after your DUI / drunk driving arrest in California, at some point you are going to have to obtain an SR-22 from your insurance company to get your license back from the DMV.
An SR-22 is the only document that the California DMV will accept as proof you have car insurance.
You have to ask your insurance company for the SR-22 document, and it usually tips them off that you have a DUI, and your insurance company will do one of three things to you:
Increase your premiums
Or do nothing.
Higher Insurance Rates
A DUI on your driver’s license record in California can lead to much higher insurance rates.